In most cases you would be able to finance anywhere between 12 and 60 months. With Sandicliffe you can flex the period to suit your budget so you can set the period at 28, 46 months or 53 months or whatever you want, to get to the right monthly payment for you.

Yes you can. At Sandicliffe we use a panel of lenders that offer different packages depending on your credit status. If you have bad credit history they may ask for a higher deposit or offer a higher APR.

If you are unsure about your credit score - contact us below and we can carry out a "soft" credit check which won't affect your current credit score or appear on a credit reference agency report.

Most of us don't like to haggle! At Sandicliffe we price check our cars daily so you can be confident that our prices are great value.

That being said, we do need the room, so if you do like to haggle make us an offer! No unreasonable offer will be refused.

The screen price you pay will remain the same if you pay by finance or choose to pay outright. The only difference is the interest you pay depending on the amount of finance you take out.

HP, short for Hire Purchase, refers to a type of payment plan for purchasing a vehicle. With HP, the buyer pays an initial deposit and then monthly instalments until the full cost of the vehicle is repaid. Ownership is transferred to the buyer once the payment is complete.

On the other hand, PCP (Personal Contract Purchase) is a form of car finance where the buyer pays monthly instalments for a set period. At the end, they have the option to make a final balloon payment to own the vehicle or return it to the dealer.