Take the burden out of car shopping with our competitively low car finance deals. Enjoy easily affordable monthly payments when you buy your car on finance with Sandicliffe.
We like to tailor each customer’s shopping experience to their personal needs so that you can spend the next 12 or so months enjoying your car and not worrying about your next payment. When buying a car on finance, we will take you through all the necessary steps to ensure you really do get the best car finance deal for you.
When you buy a car on finance, you are ultimately buying a car through regular monthly payments rather than one lump sum at the beginning. Buying a car on finance has become a very popular option as it helps drivers get behind the wheel of their dream car at a rate affordable to their budget. Car finance is usually flexible and can be altered according to your needs, for example lower monthly payments could mean a longer contract and higher monthly payments could mean a shorter contract, so you won’t have to worry when choosing the best car finance deal for you, as there will be much on offer that will harmonise with your requirements.
There are generally two car finance options to choose from, these are Personal Contract Purchase (PCP) and Hire Purchase (HP), this is also known as Conditional Sale(CS)
Please take a look at our Car Finance guides below where you will find all the essential information needed to decide on which car finance option best suits you. That’s right, there’s more than one!
Personal Contract Purchase
If you enjoy driving the latest cars available on the market, Personal Contract Purchase could be the choice of finance for you.
Features include:
Freedom to return, swap or walk away at the end of your agreement.
Annual mileage limit and wear and tear policy.
Lower monthly rates and deposit.
Hire Purchase
If you wish to own your financed car at the end of your agreement, a Hire Purchase car finance plan would be the choice for you.
Features include:
You will become the owner at the end of your agreement.
No annual mileage limit or wear and tear policy.
You can end your agreement at any time by settling the owed amount.
Frequently Asked Questions
The good news is that it's possible to get approved for car finance even if you have a bad credit score or have never had credit before.
Each lender has different criteria and some may ask for a greater deposit or charge a higher rate depending on your circumstances and credit history.
Sandicliffe use a panel of lenders so we can find you the finance package that best suits your needs.
Getting your finances in order can be tough work but at Sandicliffe we offer all of our customers the best car finance deals across the East Midlands. Buying a car on finance is a great way to get on the road without having to buy a car outright. By spreading the cost of your new vehicle over a duration of time, you can enjoy monthly payments at a rate affordable to you.